Redundancy Insurance

Find the best unemployment insurance by comparing our panel of specialist ASU providers.
	British Insurance offer income, payment & mortgage protection insurance with up to 12 months benefit and a choice of excess periods
	Want to cover payments to your Mortgage, Rent, Loans, Credit Cards - or just a percentage of income? Short Term Income Protection covers them all. Redundancy only cover from £3.00, and you'll be on cover within the hour.
	I Protect Insurance offer mortgage & redundancy insurance plans from only £10 per month. Their plans are designed to pay mortgage, rent and other regular commitments.
	Help U Cover Offer a choice of plans to protect your income or your mortgage payments and your income.
	Protection UK NET, Have been arranging PPI plans to customers all over the UK for more than 30 years. They endeavour to offer excellent value in all of the insurance policies they offer.
	Columbus MPPI provde cover should you be unable to make your mortgage payments as a direct result of the insured perils such as accident, sickness & unemployment
	If you cant work or are made redundant the GET MY Mortgage Proection plan can take the strain. Their plans not only offer cover for your outgoings but also help in getting back to work
	Lexelle are proud to offer comprehensive coverage with value for money premiums and plans that are as individual as their customers

Redundancy Laws

In order to claim a redundancy payment from your employer you must have been "dismissed" and this must have been "by reason of redundancy". In the majority of cases this will be obvious, but sometimes disputes arise as to whether someone has been dismissed or left of their own volition, and if they have been dismissed if this was because they were being made redundant.

The law says that an employee is dismissed by reason of redundancy if the dismissal is attributable wholly or mainly to:-

The fact that his employer has ceased, or intends to cease (i) to carry on the business for the purposes of which the employee was employed by him, or (ii) to carry on that business in the place where the employee was so employed, or the fact that the requirements of the business (i) for employees to carry out work of a particular kind, or (ii) for employees to carry out work of a particular kind in the place where the employee was employed by the employer have ceased or diminished or are expected to cease or diminish"

In other words an employee is redundant if the whole business closes down, or if the business continues, but there is no longer a need at that particular place for workers of the employee's kind (note it is the class or type of worker, rather than the individual, who should no longer be required).

Although redundancy pay can seem to be the answer to meeting all your commitments experience has shown that it often is used up far more quickly than seems possible. Redundancy Protection insurance (often called Accident, Sickness & Redundancy Insurance)is the answer.

UKinsuranceNET Redundancy Insurance can be tailored to suit your individual needs. Simply click for a quote. Alternatively speak to one of our highly experienced consultants today on 0844 875 55 33 or fill out our online quote request form and one of our advisors will contact you.